How has Obamacare improved the health care industry?
The Act has also improved the health insurance industry and the healthcare profession for those in need of drug rehab and addiction treatment. Here are some ways that Obamacare has revolutionized drug and alcohol recovery and treatment facilities. The ACA served as a leader for private health insurance companies in recognizing mental health ...
What is the ACA?
Since being signed into federal legislation in March of 2010, the Affordable Care Act, or ACA, has helped millions of Americans who could not afford health insurance plans in the past. The costs of private insurance and the limits that insurance companies put on their insured members were astronomical.
What is the second goal of the ACA?
ACA’s second goal is to expand the federal Medicaid program to allow lower-income families and individuals to be included in the Medicaid program.
Why did the MHPAEA disallow health insurance carriers?
The MHPAEA disallows health insurance carriers to make it more difficult for patients with mental health and substance use disorders to get insurance. Before 2008, health insurance companies were allowed much more free reign in deciding which people they would accept or take on as insured clients.
Does Obamacare make health insurance companies more accountable?
Alongside these benefits comes the added boost through the Affordable Care Act of more preventive measures and more community outreach programs. Obamacare has also made health insurance companies more accountable for how they handle claims and how they offer insurance policies, ending many past discriminatory methods.
Is there a ceiling on health insurance benefits?
There is no ceiling on health insurance benefits for members in the ACA. The ACA has also streamlined the appeals process for its insured. If there is a problem with a claim payout, it is much easier to follow the processes laid out by the ACA.
Is there a lifetime limit on Obamacare?
Additionally, there are no lifetime dollar limits on health insurance coverage for those with Obamacare coverage . People always worry that treatment facility costs would put them closer to a health insurance lifetime maximum benefit amount, but this is not the case with Obamacare. There is no ceiling on health insurance benefits for members in the ACA.
Addiction Treatment Grew Under Health Law. Now What?
An opioid user in Rainelle, W.Va. Health officials say the Affordable Care Act has helped make progress in the opioid epidemic.
More Reporting on Opioids
Others note that even with more treatment options, the number of deaths in places like New Hampshire continues to rise. The state ranks first nationwide in per capita overdose deaths from fentanyl, a powerful synthetic opioid that is now killing more people here than heroin.
Why are recovering addicts left vulnerable to false advertising?
Because the State and Federal government are uninvolved in the advertising and quality of treatment and services offered, recovering addicts are left susceptible to false advertising, as well as “luxury” marketing. Businesses promote services ranging from meals to genealogy to yoga to equine “therapy” as part of a package of services and housing that can cost $3000/day. Recovering addicts sign contracts and later are billed for surcharges and extra fees.
What does it mean when someone is seeking recovery?
The combination of unregulated incompetent or indifferent care, potential access to illicit drugs and involvement with criminals means that people who are seeking recovery can end up dead, and not just as an outcome of their addiction.
Is patient brokering legal?
Patient brokering is considered unethical, even in places where it is barely legal. Still, it's a common practice by many for-profit, Addiction Treatment Providers to pay a per-patient fee for referrals, which means patients are sent to more expensive rehab that isn't customized to their needs.
Can you be evicted for recovering addicts?
Recovering addicts in "sober" tenancies are subject to sudden eviction under the circumstances where their insurance runs out or they relapse. Often times, the residence will hold on to their possessions, and the former tenant contacts local sheriffs to get their possessions back. If they are truly out of funds, they may end up homeless.