how to pay for residential treatment for child

Private Insurance—Some Medicare supplementary insurance policies, often referred to as “Medigap” insurance, also can provide a source of payment for residential care. Private, long-term care insurance is also available.

Full Answer

How is residential treatment for mental illness funded?

There are several ways residential treatment is funded: Insurance. Because private insurance will eventually run out, children who are privately insured will need to apply for Medicaid. With a mental health diagnosis, a child can be placed in a residential setting if he meets certain strict criteria.

How does a residential treatment center for children work?

Most residential treatment centers for children have a small, fully functioning school that operates within the treatment program. This school must follow all the same guidelines as any other school, such as following your child’s IEP.

Can I get Medicaid for a child in a residential treatment facility?

Many families who have children who have private insurance find that it is necessary to apply for Medicaid for children who are in a residential treatment facility. This process can be lengthy, and some states only allow a certain number of waiting children to be admitted.

How do I get my teenager into residential care?

Your child’s current environment (home, school, etc) has become detrimental to their growth.There is good reason to believe that residential care will have a better chance of success. It’s recommended that you start by writing a letter to your provider recommending that your teen be admitted to a treatment center.

What is the difference between RTF and RTC?

Residential Treatment Facility (RTF): An RTF is similar to an RTC, but it provides more intense treatment and more services. RTFs are also generally smaller placements with more staff and mental health professionals on-site.

What is an RTF placement?

A Residential Treatment Facility (RTF) is a place where children and teenagers live temporarily to get treatment for severe emotional and/or behavioral disorders that cannot be managed in the community.

Does Texas Medicaid cover residential treatment?

Medicaid health insurance can help pay for drug treatment services in Texas, and those suffering from a substance abuse disorder in the state can attend inpatient or outpatient Medicaid drug treatment programs.

What is a residential program?

Residential program means a 24-hour, live-in, seven-day-a-week treatment program facility offering intensive rehabilitation services to individuals who are considered unable to live or work in the community due to social, emotional, or physical disabilities resulting from substance abuse or problem gambling.

What is an RTF Psych?

1. CHILD Residential Treatment Facility (RTF) PROGRAM DESCRIPTION. Residential Treatment Facilities (RTF) provides intensive behavioral health treatment services to children and adolescents under the age of 18 (or in some circumstances, up to the age of 21) in a residential, group setting.

Who currently qualifies for medical coverage under Texas Medicaid program?

To be eligible for Texas Medicaid, you must be a resident of the state of Texas, a U.S. national, citizen, permanent resident, or legal alien, in need of health care/insurance assistance, whose financial situation would be characterized as low income or very low income.