how do i get help with paying for inpatient addition treatment programs

If you don’t have health insurance, additional options that can help you to pay for inpatient drug or alcohol rehab include: Financing either through healthcare financing or through the rehab center itself. Help from friends, family or loved ones.

Full Answer

How can I get help with the cost of treatment?

There are a variety of options that can help cover the cost of treatment, including: 1 State and locally funded addiction treatment programs. 2 Substance Abuse and Mental Health Services Administration (SAMHSA) grants. 3 Medicare and Medicaid. 4 U.S. Department of Veterans Affairs. 5 The Affordable Care Act.

Can I pay for an addiction treatment program?

Ultimately, paying for an addiction treatment program is entirely possible. Once you’re ready for treatment, it is just a matter of gathering information and determining how to finance your life-changing road to recovery. Contact a treatment provider to discuss available rehab and financing options.

How can I get help paying for rehab?

Family members may be able to help you pay for rehab as well. Suggest that they make the payment directly to the facility so there will be no question that the funds are being used as intended. Friends may also be able to help raise money for your rehab costs using Crowdfunding sites like GoFundMe.

How much does inpatient drug rehab cost?

Where the facility is located (highly desirable settings such as near the beach will significantly add to the cost). These costs can range anywhere from a few hundred dollars for minimal intervention to more than the cost of a car for high-end, luxury inpatient rehab centers.

How can I get money for rehab?

Financial aid for drug rehab. ... Health insurance and the ACA. ... Government grants for those recovering from addiction. ... State-funded and local treatment programs. ... VA benefits. ... Financial aid directly from treatment centers. ... Faith-based rehab programs. ... National Foundation for Credit Counseling.More items...•

Do you have to pay to be on intervention?

Health professionals agree that one of the biggest barriers preventing drug addicts from receiving treatment is the cost. Stays at in-patient treatment centers like the ones that appear on "Intervention" can range from $12,000 to more than $50,000 per month-long stay -- a cost that can be prohibitive.

How much does Recovery Centers of America cost?

At a company that promotes itself as the new frontier of addiction treatment and charges an average of $24,000 a month, some patients were not getting basic counseling. They were often unsupervised. The staff has complained repeatedly to management and the state that they weren't able to keep the patients safe.

What are the 5 stages of rehab?

Stages of RehabilitationPhase 1 - Control Pain and Swelling.Phase 2 - Improve Range of Motion and/or Flexibility.Phase 3 - Improve Strength & Begin Proprioception/Balance Training.Phase 4 - Proprioception/Balance Training & Sport-Specific Training.Phase 5 - Gradual Return to Full Activity.

How much do you get paid to be on Intervention?

The average salary for a intervention specialist is $50,538 per year in the United States. 1.8k salaries reported, updated at June 24, 2022.

What is the average cost of an Intervention?

While some basic interventions cost $1,800-$2,000 (before airfare and lodging), many intervention services charge between $3,500 and $10,000. Don't forget—these costs do not include treatment and insurance does not usually cover these fees.

Does Recovery Centers of America pay well?

Recovery Centers Of America pays an average salary of $77,968 and salaries range from a low of $68,053 to a high of $89,540. Individual salaries will, of course, vary depending on the job, department, location, as well as the individual skills and education of each employee.

Does Recovery Centers of America drug test?

Our nursing staff will complete a urine drug screen and bloodwork, and the physician will perform a history and physical, which includes a TB and Serology test. Once you've been assessed by the physician, he or she will determine your dosage and you will be assigned a counselor.

What rehab do celebrities go to?

Wonderland, located in Los Angeles, California, is another rehab facility for high-profile individuals and celebrities in need of addiction services. Celebrities who have made use of this facility include Mike Tyson, Lindsay Lohan, Pat O'Brien, and Christian Slater.

What is the final stage of recovery?

Stage 4: Advanced Recovery After approximately five years of abstinence, you will reach the fourth and final stage of your rehab: advanced recovery. It is that this point that you take all the tools and skills that you have learned during your rehab counseling and put them to use living a satisfying, fulfilling life.

What is the last step in the rehabilitation process?

Recover Your Function. The last step in rehabilitation is recovering sport-specific function and return to play. This phase of injury rehabilitation can include restoring coordination and balance, improving speed, agility, and sport-specific skills progressing from simple to complex.

When should you start your rehabilitation Programme?

Conclusions The findings suggest that children benefit more from active rehabilitation if it is initiated between two and four weeks post-injury, and have poorer outcomes if it is delayed beyond 6 weeks post-injury.

What is Teen Challenge?

Teen Challenge is a nonprofit that offers addiction treatment for teens and adults at a nominal cost. The facility’s cost differs from location to location, so check your local program to determine the cost of rehab through Teen Challenge.

What is the SABG grant?

Specifically, the Substance Abuse Prevention and Treatment Block Grant (SABG) offers drug and alcohol prevention and treatment programs for specific segments of the population. A few examples of individuals who qualify for this type of grant are pregnant and postpartum women or intravenous drug users.

What insurance is available for alcohol rehab?

Medicare And Medicaid. Federal and state sponsored health benefits are available for rehab costs for specific segments of the population. These insurance programs can provide payment options for alcohol addiction treatment and each program has different requirements for eligibility.

What is Jeffrey Juergens's degree?

Jeffrey Juergens earned his Bachelor’s and Juris Doctor from the University of Florida. Jeffrey’s desire to help others led him to focus on economic and social development and policy making. After graduation, he decided to pursue his passion of writing and editing. Jeffrey’s mission is to educate and inform the public on addiction issues and help those in need of treatment find the best option for them.

What items can be sold quickly?

Items such as sports equipment, digital equipment (cameras, laptops, etc.), collections of art, music equipment, used car or boats, sports memorabilia and jewelry can be sold quickly and easily. All of these items are non-essential to survival and can provide the funds needed for necessary addiction treatment.

Is drug treatment public assistance?

Federally funded, state-run drug and alcohol addiction treatment programs can provide public assistance. Depending on the state, these programs may be a separate agency or they may be included under a larger health or behavioral health department. They can offer both outpatient and inpatient care, as well as aftercare support services.

Can you get scholarships for addiction treatment?

Some addiction treatment centers may offer scholarships, so it’s a good idea to talk to the admissions office as soon as you decide on a rehab. If not, the treatment facility may offer financing plans that allow you to make payments after discharge.

What are the services that Medicare pays for substance abuse?

These services can include: Inpatient rehab in a hospital setting and specialized facilities. Partial hospitalization. Outpatient rehab programs. Medical detox. Counseling.

How to apply for rehab funding?

To apply for rehab funding from state sources, contact your state’s Department of Economic Security and other social service programs. Although the waiting list can be long for state-funded inpatient rehab programs, most offer some form of outpatient services while you move up the list.

What insurance covers addiction?

Insurance policies purchased through the ACA include coverage for addiction related issues including: Inpatient and outpatient rehab. Counseling . Medications for withdrawal and maintenance. Contact your healthcare provider or local Medicaid administration for information on applying for services in your area.

What is Medicaid for low income?

Medicaid is a government sponsored healthcare program for those who have very low incomes, or are disabled. Low income women who are pregnant and families with very small children may also be eligible for Medicaid coverage that also includes rehab and substance abuse treatment programs.

How does state funding for drug rehab work?

Some state funding for drug and alcohol rehab is funneled through social welfare agencies, children’s services and the courts. Other funding is routed through mental health services for those with dual diagnoses of a mental health condition along with addiction. To apply for rehab funding from state sources, contact your state’s Department ...

Does the state fund drug rehab?

State funding for both inpatient and outpatient rehab programs is available in all US states, but the amount and the kind of programs covered can vary. State agencies can administer federal grants for drug and alcohol rehab, or utilize funds generated within the state. Some state funding for drug and alcohol rehab is funneled through social welfare ...

Can you add rehab to Medicaid?

Recently, states that implemented expanded coverage through the Affordable Care Act are able to add rehab and related services to their general Medicaid programs. Check with Medicaid and your local social service agencies for information on services in your state.

Paying for Inpatient Rehab with Insurance

For many, health insurance plans are the primary source of financial support when it comes to paying for drug or alcohol rehab. Thankfully, many rehab centers accept private health insurance plans as well as a range of employer provided insurance plans and state coverage such as Medicaid or Medicare.

How Does the Affordable Care Act Figure In?

Individuals insurance under the Affordable Health Care Act or Obamacare can also receive financial assistance for their addiction now that the ACA has eliminated penalization for pre-existing health conditions.

State Insurance Coverage for Drug Rehab

Many addicts do not have employment or are unable to pay for insurance coverage through a private party or through the Marketplace plan program. If you’re insured through Medicaid or Medicare (Federal and State Sponsored benefits) there are still many rehabilitation options to help you.

How much does rehab cost?

Rehab can cost anywhere from nothing to $80,000 a month. These are, of course, extremes, as free treatment does exist but can be difficult to find and the most expensive options are usually luxury facilities available to those who want more intensive care and more comfort during treatment.

Why is insurance important in rehab?

Insurance can be extremely important in helping individuals pay for rehab, especially because, according to the Substance Abuse and Mental Health Services Administration, addiction treatment and prevention is now listed as an essential health benefit that must be covered by insurance plans sold on the Healthcare Marketplace.

Do loved ones want help?

It is likely that your loved ones want you to get help just as much as you do, as your addiction is probably hurting them too. They may be able to help you shoulder some of the burden of paying for addiction treatment.

Do addiction rehabs cost more?

Paying for Addiction Rehab. Professional treatment programs are generally likely to cost more if they are in inpatient or residential facilities than if they are in outpatient centers (National Institute on Drug Abuse).

Can you pay for a treatment at the beginning of treatment?

You may be able to pay a specific sum at the beginning of your treatment and then pay a monthly amount agreed upon between you and the facility so that you will not be forced to pay the full amount all at once. This can make the cost of treatment––and paying for it––much more manageable.

Does insurance cover rehab?

If your insurance covers some but not all of the cost of your rehab program, you may be asked to pay for a certain amount of the program out-of-pocket. It is possible to do this in many cases, as insurance companies often take on the brunt of the cost, and the rehab program of your choice will be able to give you an idea ...

What is the difference between Medicare and Medicaid?

Both may provide options for accessing addiction rehab. Medicare is a federal health insurance program. In order to qualify, you must meet one of the following criteria: 6. 65 or older. Younger and disabled. Medicaid is a program that is funded by states and the federal government.

What are some options for addiction treatment financing?

Some options for addiction treatment financing may include: Scholarships offered by addiction treatment centers (ask the admissions office about scholarships). Financing plans that allow you to make payments after being discharged (may be offered by a third party who will create an alcohol or drug rehab loan package).

How to contact AAC for rehab?

If you or a loved one are looking for treatment options, or need more information about addiction treatment financing and paying for rehab, call AAC’s caring admissions navigators at 1-888-319-2606 Helpline Information .

What are the major healthcare companies?

Four of the main companies that provide insurance are Aetna, Blue Cross Blue Shield (BCBS), Humana, and Kaiser Permanente.

Does medicaid pay for medical bills?

Those with Medicaid often pay nothing for medical costs, though a small copayment might be required. 7. Medicaid and Medicare may provide insurance assistance or support with drug or alcohol addiction treatment and rehab.

Is inpatient rehab more expensive than outpatient rehab?

Providing a high level of care is important regardless of the type of treatment. Inpatient rehab is typically more expensive than outpatient rehab, but both provide treatment that can helps people address their addiction and work toward sobriety.

Is Medicaid a federal program?

Medicaid is a program that is funded by states and the federal government. It provides low-cost or free healthcare to many low-income people, regardless of age, and is based on income and family size. 7 Depending on your state of residence, coverage and eligibility vary.

What is the MHPAEA?

The Mental Health Parity and Addiction Equity Act (MHPAEA) requires most group insurance plans and those on the Health Insurance Marketplace to offer benefits for treating substance use disorders. However, the specific treatments that are covered will depend on the state where you live and the type of plan you have.

How to contact SAMHSA for payment assistance?

Use our treatment locator and select the search options to find programs with payment assistance. Call the SAMHSA treatment referral line at 1-800-985-5990 or text TALKWITHUS to 66746 to receive professional assistance on determining the best treatment center with payment assistance options.

How to contact HHS about rehab?

Go to https://www.hhs.gov/mental-health-and-addiction-insurance-help or dial 1-866-444-3272.

Why is it important to pay more for treatment?

In the long run, paying more for an effective treatment that matches your needs and improves your quality of life is more important than saving money on a program that can’t provide lasting results. Research shows that alcohol or drug rehab costs — including those for treatment in inpatient, residential, and outpatient settings — are lower than ...

What is an EAP?

An EAP is an employer-sponsored service to help employees (and sometimes their dependents) who are experiencing personal or family challenges. They usually pay for services related to mental health, drug or alcohol misuse, financial, and legal concerns.

Is rehab expensive?

Treatment can be expensive . But there are options, programs, and resources available to help you afford the cost of your treatment. And remember, entering a rehab program is an investment in your health, happiness, future, and life.

Is alcohol rehab costing less than long term?

Research shows that alcohol or drug rehab costs — including those for treatment in inpatient, residential, and outpatient settings — are lower than the long-term costs of leaving a substance use problem untreated.

How to get financing for addiction rehab?

Personal Loans. If obtaining a personal loan from a friend or family member is not an option, there are other ways to obtain financing for addiction rehab. Two common options include paying for it with a credit card or a bank loan. The payback terms of the credit card might make it easy for you to make payments.

What are the programs available for substance abuse?

The available programs included hospital-based, short-term detox, and self-help groups such as 12-step programs.

When was the Mental Health Parity and Addiction Equity Act passed?

In 2008, the Mental Health Parity and Addiction Equity Act was passed. It established legislation that required the insurance industry to provide the same amount of treatment for mental health and substance abuse as they provided for medical and surgical care.

Why is there no longer a barrier to treatment for alcohol?

It may be desperation, incarceration, exhaustion, or intervention that leads a person to realize and accept that treatment is the only way out of the negative and painful cycle of addiction.

Does Medicare cover alcohol treatment?

There are some caveats, but in general, Medicare covers both inpatient (residential) and outpatient addiction treatment as well as hospitalization costs.

Is wrap around treatment well established?

Additionally, wrap-around services that support long-term recovery were not well-established and relapse was common. Tragically, many people suffering from addiction who would’ve otherwise benefited from substance abuse treatment and long-term housing would often be incarcerated.

Do drug treatment centers have financing?

Many drug and alcohol treatment centers offer their own financing to prospective patients. This financing may originate directly from the treatment center, or the center may work with third-party lenders to create affordable lending packages for its clients.

How many hours of rehab do you get with medicaid?

Most rehabs that take Medicaid generally provide programs provide medical care and substance rehabilitation —including group and individual therapy, 12-step meetings, and other recovery activities—24 hours per day in a highly structured setting.

How many people will be on medicaid in 2020?

Medicaid combined with the Children’s Health Insurance Program serves more than 72.5 million people in the U.S. 2. As of 2020, the average monthly number of people served through Medicaid was estimated to be 15.9 million adults and 28.9 million children. 15.

What is detox program?

Detox is the first stage of addiction treatment and helps you safely withdraw from drugs and alcohol in a controlled, supervised medical setting.

What is behavioral therapy?

Behavioral counseling and therapy are used to engage patients in their addiction treatment and help them reframe thoughts, attitudes, and behaviors surrounding substance abuse. Cognitive behavioral therapy, contingency management, community reinforcement, and motivational enhancement are just some of the therapies and counseling approaches used in substance abuse treatment. 12

How many people are covered by medicaid?

Medicaid is a state and federal health insurance program that, combined with the Children’s Health Insurance Program, serves more than 72.5 million people in the U.S. 2 Low-income families, disabled adult children, and qualified pregnant women are just some groups that all states are required to cover through Medicaid.

How long does a short term program last?

Short-term programs last between 3 and 6 weeks and are followed by outpatient therapy. Long-term programs last for between 6 and 12 months and focus on resocializing patients as they prepare to re-enter their communities. These programs may offer ancillary services such as employment training. 8.

Does Medicaid cover mental health?

Though Medicaid does provide coverage for substance abuse and mental health services, not all addiction treatment centers accept Medicaid as a form of payment. However, many treatment centers will perform a complimentary insurance benefits check to confirm which benefits, if any, you can receive from Medicaid for addiction treatment.

What to do once approved for ACA?

Once approved for an ACA-sponsored plan, speak with a Health Insurance Marketplace attendant to determine which health insurance package is right for you and your family. Whether you plan to enter an inpatient or outpatient program is one of many factors to consider when purchasing an ACA coverage plan.

What is the need based tax credit?

Need-based tax credits make many ACA plans less expensive for consumers. The ACA also expands funds and treatment options available to Americans covered by Medicare and Medicaid. The costs and requirements for Medicare and Medicaid coverage are different from Marketplace medical insurance plans. Get started on the road to recovery.

What is the ACA?

An increasingly popular way of paying for drug and alcohol rehab, the Patient Protection and Affordable Care Act (ACA) is a health care system law passed in 2010 that covers addiction treatment. If you are addicted to drugs and alcohol, the ACA may be a way to help pay for it.

What is the Affordable Care Act?

The Affordable Care Act, also known as “Obamacare,” offers options to help pay for addiction treatment. Start the road to recovery. Get a Call. Treatment Center Locator.

What is Jeffrey Juergens's degree?

Jeffrey Juergens earned his Bachelor’s and Juris Doctor from the University of Florida. Jeffrey’s desire to help others led him to focus on economic and social development and policy making. After graduation, he decided to pursue his passion of writing and editing. Jeffrey’s mission is to educate and inform the public on addiction issues and help those in need of treatment find the best option for them.

Does ACA cover detox?

ACA health insurance plans also assist with inpatient services like medical detox programs. Some states run their own Health Insurance Marketplace platforms separate from Healthcare.gov. Differences between state and federal medical plans are based on Medicare and Medicaid coverage in each state.

Does ACA cover addiction treatment?

Under the ACA, coverage for addiction treatment must be as complete as it is for any other medical procedure. Some of the things you can get with these insurance plans include: ACA health insurance plans also assist with inpatient services like medical detox programs.

Paying For Treatment with Insurance

• Most private health plans do cover at least a portion of substance abuse treatment, and some cover it entirely. To learn your carrier’s benefit coverage for residential treatment, call them or visit their website to find out what’s covered. Many drug treatment centers can do this for you if you’re not sure what to ask. They can find out if they are...

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