What is domiciliary care?
What is Domiciliary Care? This is the kind of care provided to the elderly by a qualified home care worker at the senior’s own home. Basically, with domiciliary care service, or “dom care,” you get to live independently at home while someone comes in to help you with your day-to-day living services and certain health care issues such as:
What is domiciliary residential rehabilitation treatment program?
The Domiciliary Residential Rehabilitation Treatment Program has a mission to give at-risk veterans a chance by enabling them to take part in residential and rehabilitative therapeutic community activities.
Does your Mediclaim policy cover domiciliary treatment?
Ranjeet, Shweta’s husband, decided to claim the expenses from his employer’s mediclaim policy. Fortunately, the policy covered domiciliary treatment, though only up to 15% of the total sum insured.
What is included in a domiciliary hospitalisation policy?
Domiciliary hospitalisation covers a range of treatments, except for those mentioned under policy terms and conditions. Also, your insurer will not cover home treatment if you are fit enough to go to the hospital.
What is mean by domiciliary hospitalization?
Domiciliary hospitalisation or home-based treatment is a situation in which a person suffering from a disease, illness or injury receives hospital-like treatment at home.
What is meant by domiciliary benefits?
Domiciliary hospitalization is a benefit in many health insurance plans wherein the policyholder is considered as hospitalized even when they are getting treatment at home. Since a health insurance covers hospitalization, the insurer is bound to pay for medical treatment in such a scenario.
What is convalescence benefit?
What is Convalescence Benefit? Convalescence is the name for the period of recovery from an illness or injury. Health Insurance providers do have provisions for your recuperating period, but due to lack of knowledge, many times this Convalescence Benefit goes unclaimed.
What does domiciliary mean in English?
Definition of domiciliary : of, relating to, or constituting a domicile: such as. a : provided or taking place in the home. b : providing care and living space (as for disabled veterans)
What is OPD treatment?
Outpatient department treatment (OPD) refers to a patient's visit to a doctor or a clinic for. On the other hand, Daycare treatments require a person to be in hospital for less than 24-hours, and the treatment is done after giving the local/general anesthesia.
Who is convalescent person?
As a noun, a convalescent is a person who is recovering from being sick. The origin of convalescent is the Latin root valescere, which means "to begin to grow strong." Definitions of convalescent. adjective. returning to health after illness or debility.
What does convalescent mean in medical terms?
Convalescence is the period in which the body recovers from a serious illness, injury or surgery. Changes to your lifestyle may be needed to make sure the body has enough time and rest to allow a complete recovery.
What is daily hospital cash benefit?
What is hospital daily cash insurance? Hospital cash insurance pays you a fixed amount at the time of taking policy in case you get hospitalized. The hospital daily cash benefit is paid irrespective of the actual bill amount and there are no bills required.
Table of Contents
When buying a health insurance policy, it is common to get confused due to certain jargon. To understand your policy better, you must be aware of the jargon and terms that appear quite often in the health insurance policy papers.
About Domiciliary Treatment Cover
Domiciliary hospitalization is a benefit that can be availed under a health insurance plan by the policyholders, when the insured person receives treatment at home.
Exclusions Under Domiciliary Treatment
The following expenses are excluded from the domiciliary hospitalization coverage for the policyholders:
Things To Know When Getting Domiciliary Treatment Plan
Let us look at some of the common points that you must know about the domiciliary expenses under health insurance plans:
Key Points To Remember When Claiming Domiciliary Treatment Cover
Following prominent points must be kept in mind when claiming the domiciliary expenses under your purchased health insurance policy:
Conclusion
You must thoroughly check the fine print of your purchased policy to make sure that it meets your requirements and medical needs. You can customize and include features within the cover according to your needs by paying extra premium under the plan.
What is a domiciliary care program?
The Domiciliary Care program is a long-term rehabilitation program which provides veterans a chance to live in the community while learning skills and avoiding a return to homelessness. Residents of the Domiciliary Care program take part in a wide range of rehabilitation services such as addiction counseling, spiritual, behavioral, physical, psychosocial, dietary, vocational and occupation therapy.
How long does a veteran stay in a domiciliary?
The usual time frame of domiciliary stay lies between a single month and six months, although it usually varies from one veteran to another by each veteran’s needs.
The Meaning Of Domiciliary Hospitalisation
Upon hearing the term domiciliary hospitalisation, questions such as 'What is Domiciliary Hospitalisation' and 'What is the meaning of Domiciliary Hospitalisation' are likely to cross your mind, and quite naturally so.
When Domiciliary Hospitalisation Is Necessary And Permissible In Health Insurance
There are two scenarios wherein a domiciliary hospitalisation may be required, namely:
How Domiciliary Hospitalisation In Health Insurance Works
If your medical insurance plan has the feature of domiciliary hospitalisation, your insurance provider is required to reimburse the cost of domiciliary treatment just like they would for a regular hospitalisation.
Things to Keep in Mind while Evaluating The Domiciliary Hospitalisation Benefit
There is usually a time lag in the filing of a domiciliary hospitalisation claim and the receipt of the reimbursement of domiciliary expenses. Therefore, you must peruse the terms of a health insurance plan thoroughly before selecting it and make a note of important elements such as:
To Sum It Up
Domiciliary hospitalisation is a beneficial feature you must consider while selecting a health insurance plan. Since the future is uncertain and medical emergencies are often unannounced and unpredictable, having such coverage may prove to be valuable in case of an emergency.
Domiciliary Care for Homeless Veterans Program
The Domiciliary Care Program is the Department of Veterans Affairs (VA) oldest health care program. Established through legislation passed in the late 1860's, the Domiciliary's purpose was to provide a home for disabled volunteer soldiers of the Civil War.
Make the Call
Access VA’s services for homeless and at-risk Veterans, available 24/7.
Know more about domiciliary hospitalisation in health insurance
Domiciliary hospitalisation or home-based treatment is a situation in which a person suffering from a disease, illness or injury receives hospital-like treatment at home. Here are some situations when the treating medical practitioner may advise domiciliary hospitalisation for patients:
What type of coverage is available under domiciliary hospitalisation?
Insurance companies offer two types of coverage under domiciliary hospitalisation, which you should know before buying a health insurance policy online. These are:
5 things to know about domiciliary hospitalisation cover
Domiciliary hospitalisation covers a range of treatments, except for those mentioned under policy terms and conditions. Also, your insurer will not cover home treatment if you are fit enough to go to the hospital.
What is a domiciliary hospital?
Domiciliary hospitalisation refers to a situation where the insurance provider considers the insured hospitalised, even when still at home. Insurance providers cover expenses incurred on domiciliary hospitalisation under the following conditions:
Does group health insurance cover domiciliary hospitalization?
Group health insurance and domiciliary hospitalisation. Not every health policy, whether individual or group, covers domiciliary expenses. So, you might have to pay an additional premium to avail of domiciliary hospitalisation. Insurers might also put in place additional conditions like type of treatment. Generally, insurance providers only cover ...
