Full Answer
What kind of Doctor accepts letters of protection and treatments?
Some doctors are better about accepting letters of protection and treating you on a lien basis than others. For example, many chiropractors, neurologists, neuropsychologists, and primary care physicians treat accident victims with concussions, post-concussion syndrome, back injuries, neck injuries, and herniated discs regularly.
How do I get a letter of protection from a doctor?
A Letter of Protection is sent to a medical provider (physician, hospital, chiropractor, counselor, etc.) by your injury attorney. Both you and your attorney will sign the document.
What happens if I accept a letter of protection from John?
He will owe the money for your treatment regardless of what happens in the case. By accepting this Letter of Protection, you only agree not to seek payment until the civil action concludes and to work with John to determine a fair and reasonable amount for the charges based on the amount he recovers and other outstanding medical bills.
Why won't auto accident clinics accept a letter of protection?
In some cases, auto accident clinics will not accept a letter of protection from your personal injury attorney. Coincidently, the main reason for this is that the injury clinic does not trust that the attorney.
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The team at Texas Injury and Rehab Solutions accepts Letter of Protection cases.
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What is a letter of protection?
A Letter of Protection is a tool that can allow help you, as a personal injury victim, to receive the medical treatment you need to start making a recovery as well as help you build a winning case.
Why do you need a letter of protection for a car accident?
Second, medical treatment is a key factor in building a personal injury case that will provide you the compensation you deserve.
Can I send a letter of protection to my doctor?
Once the paperwork is signed, we can send a Letter of Protection to your doctor. If your doctor does not accept a Letter of Protection, we can help you find a doctor who accepts a letter of protection close to your home or work.
What is a letter of protection?
A letter of protection is a letter sent by the attorney of an injured party to a medical provider agreeing to pay the medical expenses owed by the patient out of any future recovery whether by settlement or by trial and judgment. It is a contractual agreement that allows the injured person to get ...
What is a LOP letter?
A letter of protection (LOP) is a letter sent to a medical professional by a personal injury lawyer representing a person injured in a car accident, work injury, or fall. An LOP guarantees payment for medical treatment from a future lawsuit settlement or verdict award. In many cases hospitals or doctors will not accept the injured party’s medical ...
What happens when someone is hurt at work?
When someone is hurt at work, the injured person’s health insurance might point the finger at the employer’s worker’s compensation insurance. Financial liability for a fall injury might be redirected to the building or property owner’s insurance for example.
Can doctors treat people who are injured in an automobile collision?
Many doctors have come to expect this from insurance companies. As a result, many doctors refuse to treat people via their regular health insurance if the injury is the result of an automobile collision. This is where a letter of protection comes in. A letter of protection is a letter sent by the attorney of an injured party to a medical provider ...
Can a personal injury lawyer file a letter of protection?
Your personal injury lawyer may be able to provide the medical facility with a letter of protection in exchange for the medical provider not filing the bill against your credit or otherwise pursuing collection efforts. In the same way as above, the letter of protection allows the injured person to wait until the case is resolved in exchange ...
Can insurance companies use letters of protection against injured parties?
Insurance company lawyers often try to use letters of protection against the injured party by insinuating that the doctor is biased because his bill is still outstanding. Sadly, letters of protection would not even be necessary if the insurance companies paid the bills for the injured person from the git-go.
Why do doctors give letters of protection?
A Letter of Protection helps you get that treatment. Second, you can use the deferred medical bills to increase your damages award.
What is the danger of accepting a letter of protection?
The danger is that the doctor will receive nothing for the medical treatment provided unless you win your case. Claim adjusters and insurance defense attorneys sometimes try to use this acceptance of risk against the doctor.
How long does it take to get a letter of protection from a workers comp claim?
It is often several months between the date you file a workers comp claim and the date of your trial before the Workers Compensation Commission.
What is the phone number for a deferred payment agreement?
If you have any questions about your legal rights after an accident, call me: (804) 251-1620 or (757) 810-5614.
Why do you need letters of protection?
There are several reasons your attorney may suggest sending letters of protection to your health care providers. First, to allow you to get medical care while your case is pending. If you don’t have health insurance or funds , letters of protection are probably your only option to get treatment.
Who treats concussions?
For example, many chiropractors, neurologists, neuropsychologists, and primary care physicians treat accident victims with concussions, post-concussion syndrome, back injuries, neck injuries, and herniated discs regularly. Often they will treat you on a lien basis with a Letter of Protection.
Does a doctor have to cooperate with an attorney?
Fifth, a doctor is more likely to cooperate with your attorney and provide reports on causation, the extent of your disability and permanent impairment, and the need for future medical care if the doctor is treating you under a Letter of Protection.
What is a Letter of Protection?
A letter of protection is a written guarantee from the injury victim and his or her lawyer to pay for the cost of medical treatment from the proceeds of any settlement received at the end of the case. This allows the victim to obtain medical treatment without having health insurance or cash up front.
Pros of Using a Letter of Protection
A letter of protection can make it easier to schedule medical appointments. Your lawyer may arrange the appointment for you and the doctor will have a liaison to help coordinate the appointment, allowing you to receive the medical treatment you need.
Cons of Using a Letter of Protection
On the contrary, some medical bills may be higher due to risk of nonpayment. Health insurance providers may already have a negotiated rate or contract, but a doctor may not be willing to provide treatment because this means waiting to get paid and risk of not getting paid if a case settles for less.
Get Answers to Your Legal Questions
If you were harmed in an accident and have insufficient insurance to cover your medical bills, contact our legal team at Gordon & Partners. We have years of experience helping our clients pursue maximum compensation for their damages. We know how stressful it can be to get the treatment you need.
