Treatment FAQ

outpatient addiction treatment how to pay

by Rose Schiller Published 2 years ago Updated 2 years ago
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A Credit Card It may be possible to use a credit card to pay for your treatment. Every credit card has specific credit limits based on your credit score, monthly income, and other cards.

Full Answer

Does insurance cover outpatient addiction treatment?

Many insurance carriers cover the full or partial cost of outpatient addiction treatment. Close to 10,000 rehab centers across the country offer outpatient addiction treatment, and a great deal of these treatment centers, including American Addiction Centers, accept payments from insurance companies.

How do I pay for addiction treatment?

How Do I Pay for Addiction Treatment? 1 Private Funding and Financing. Because the cost of rehab can be quite high depending on... 2 State and Local Government Programs. Federally funded, state-run drug and alcohol addiction treatment... 3 Selling Items of Value. Due to the importance of getting treatment for a serious substance addiction,...

Can you pay for drug rehab?

Teen Challenge is a nonprofit that offers addiction treatment for teens and adults at a nominal cost. The facility’s cost differs from location to location, so check your local program to determine the cost of rehab through Teen Challenge. Ultimately, paying for an addiction treatment program is entirely possible.

What is outpatient treatment for addiction?

Outpatient treatment for addiction simply means that an individual travels to a rehab facility or clinic on a regular basis for care and then returns home afterward. Clients don’t stay overnight or live at a residential facility.

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Do you have to pay to be on intervention?

Health professionals agree that one of the biggest barriers preventing drug addicts from receiving treatment is the cost. Stays at in-patient treatment centers like the ones that appear on "Intervention" can range from $12,000 to more than $50,000 per month-long stay -- a cost that can be prohibitive.

How much does recovery Centers of America cost?

At a company that promotes itself as the new frontier of addiction treatment and charges an average of $24,000 a month, some patients were not getting basic counseling. They were often unsupervised. The staff has complained repeatedly to management and the state that they weren't able to keep the patients safe.

What are the four steps involved in recovery from addiction?

The four stages of treatment are:Treatment initiation.Early abstinence.Maintaining abstinence.Advanced recovery.

What is the first step in the treatment process for addiction?

Detoxification is normally the first step in treatment. This involves clearing a substance from the body and limiting withdrawal reactions. In 80 percent of cases, a treatment clinic will use medications to reduce withdrawal symptoms, according to the Substance Abuse and Mental Health Services Administration (SAMHSA).

Does Recovery Centers of America pay well?

The average Recovery Centers of America salary ranges from approximately $58,306 per year for a Therapist to $87,562 per year for a Business Development. The average Recovery Centers of America hourly pay ranges from approximately $16 per hour for a Recovery Specialist to $38 per hour for a Registered Nurse.

What rehab do celebrities go to?

Wonderland, located in Los Angeles, California, is another rehab facility for high-profile individuals and celebrities in need of addiction services. Celebrities who have made use of this facility include Mike Tyson, Lindsay Lohan, Pat O'Brien, and Christian Slater.

What are the 3 P's of recovery?

3 “P's” for Recovery: Passion, Power and Purpose.

What are the five phases of addiction?

5 Stages of AddictionExperimentation. This first stage of drug or alcohol addiction can be difficult to catch on to, especially if a loved one is trying a substance for the first time. ... Regular use. ... Risky use. ... Dependence. ... Addiction.

What's the first stage of addiction?

Stage 1: Initiation The first stage of addiction is called initiation, during which time the individual tries a substance for the first time.

What are three options for drug abuse treatment?

There are many options that have been successful in treating drug addiction, including:behavioral counseling.medication.medical devices and applications used to treat withdrawal symptoms or deliver skills training.evaluation and treatment for co-occurring mental health issues such as depression and anxiety.More items...•

What is the most effective treatment for addiction?

According to American Addiction Centers, Cognitive Behavioral Therapy (CBT) is a valuable treatment tool because it can be used for many different types of addiction including, but not limited to, food addiction, alcohol addiction, and prescription drug addiction.

What happens in addiction Counselling?

Addiction counselling sessions can explore the reasons why the addiction happened such as the behaviour and the motivations of the person. This then helps the individual to become more aware of their actions and understand themselves better. This is very important in the process of recovery.

What is Outpatient Rehab?

Outpatient rehab is a form of alcohol or drug rehabilitation that allows patients to live at home (or in another safe and therapeutic environment,...

Types of Outpatient Rehab

Partial hospitalization programs (PHPs), sometimes referred to as “day treatment.” These programs are equipped with an interdisciplinary team that...

Outpatient Treatment Services

Most medically assisted treatments and pharmacotherapies: Most of the medically assisted treatments that are recommended in the use of recovery fro...

What insurance is available for alcohol rehab?

Medicare And Medicaid. Federal and state sponsored health benefits are available for rehab costs for specific segments of the population. These insurance programs can provide payment options for alcohol addiction treatment and each program has different requirements for eligibility.

Does private insurance cover substance abuse?

Most private health plans do cover at least a portion of substance abuse treatment, and some cover it entirely. To learn your carrier’s benefit coverage for residential treatment, call them or visit their website to find out what’s covered.

Can you get scholarships for addiction treatment?

Some addiction treatment centers may offer scholarships, so it’s a good idea to talk to the admissions office as soon as you decide on a rehab. If not, the treatment facility may offer financing plans that allow you to make payments after discharge.

Does Aetna cover addiction?

While many insurance policies set a limit on the level of addiction treatment a person may receive, Aetna takes a more individualized approach. The company will work with an individual’s needs to determine how much coverage is needed for a successful recovery.

Can family members help with rehab?

Family members may be able to help you pay for rehab as well. Suggest that they make the payment directly to the facility so there will be no question that the funds are being used as intended. Friends may also be able to help raise money for your rehab costs using Crowdfunding sites like GoFundMe.

Is drug addiction a pre-existing condition?

Under the Affordable Health Care Act, an insurance applicant is no longer penalized for a pre-existing condition, allowing someone who is already battling an addiction to apply for a healthcare policy. Drug and alcohol disorders are included in the ten essential health benefits central to the ACA, which means that these policies must treat addiction and mental health disorders with the same level of importance as any other medical condition.

Is alcohol a part of the ACA?

Drug and alcohol disorders are included in the ten essential health benefits central to the ACA, which means that these policies must treat addiction and mental health disorders with the same level of importance as any other medical condition.

What is Shores Treatment and Recovery?

The Shores Treatment and Recovery provides a safe, loving environment for all our clients to heal from drug and alcohol addictions. Our highly-trained addiction professionals are equipped to treat all phases of the disease using the most current medical, physiological, psychological, holistic, and spiritual approaches available. Every client at The Shores Treatment and Recovery receives personalized care while in the beautiful surroundings of Port St. Lucie, Florida.

Does insurance cover alcoholism?

The American Health Association has classified alcoholism and substance use disorders as medical diseases. So, it is logical that health insurance should cover some of your treatment expenses. If you don’t have health insurance, remember that you can obtain it at any time.

What happens if you put off getting help?

Putting off getting professional help can lead to serious health issues, legal troubles, divorce, or job loss. All these consequences are heavy financial burdens that may have otherwise been avoided. This does not include the cost of continuing to fund the addiction itself either.

Does Vertava Health cover psychotherapy?

Although insurance coverage varies from plan to plan, mental health disorders are considered essential health benefits by all marketplace plans so certain services like psychotherapy and counseling are covered. Employer-sponsored group insurance plans typically cover these services as well but can vary. You can contact us or verify your insurance online to see what services your health plan covers.

Can you ask someone for help paying for rehab?

Asking someone for help paying for rehab may be intimidating or leave you feeling ashamed, but it could be an easier way of funding addiction treatment than getting a loan. Because you may have already betrayed your loved one’s trust, especially when it comes to finances, your loved one can make payments directly to us.

Does employer sponsored group insurance cover mental health?

Employer-sponsored group insurance plans typically cover these services as well but can vary. You can contact us or verify your insurance online to see what services your health plan covers. If you do not have insurance or your plan does not cover these services, we offer private pay options for affordable outpatient mental health care.

Can a personal loan be used for rehab?

Many banks offer a personal loan option that can be used to help with rehab costs. Based on a person’s credit score and general creditworthiness, personal loans provide upfront funds to finance personal expenses and are repaid over time.

Can addiction cost you your life?

In the worst case, addiction can also cost people their lives. Paying for addiction treatment can be daunting at first, but for those that need help, many options exist. This guide will provide you with information on how to pay for rehab and minimize your out-of-pocket obligations.

Paying for addiction treatment

It’s no secret that addiction treatment is expensive. In fact, some addiction treatment programs can cost thousands of dollars over the course of a few weeks. While most outpatient rehabs average $100+ per day, inpatient addiction treatment can cost $700+.

Affordable Care Act and addiction treatment

The Patient Protection and Affordable Care Act, better known by some as ObamaCare, was signed into law in March of 2010. Under this law, insurance companies that offer addiction treatment coverage are required to do so at a rate no higher and a level no lower than those of other types of medical problems.

Financing addiction treatment

So how do you finance addiction treatment? You may have untapped resources of your own that you can use to help finance your addiction treatment. Here are some suggestions.

Help paying for addiction treatment

If you have no insurance and are unable to pay for addiction treatment through any other means, there’s still hope. This is especially true if you are a low-income individual. Government funded programs exist all around the country. To learn more about how you can benefit, call 1-800-662-HELP for a referral.

Addiction treatment payment questions

Navigating the world of addiction treatment can be tricky and frustrating, but we’re here to help. If you still have addiction treatment payment questions, don’t hesitate to leave them in the comments section below. We look forward to answering any questions you may have.

Addiction Treatments and Cost of Rehab

When you begin a recovery program for substance use disorder, you’ll find that there are several levels of addiction treatment. You may need more than one treatment regimen before you are finished with your addiction program. Depending on your situation, you may transition from a more intense program to a less intense treatment program.

How Do I Pay for Addiction Treatment?

If you’re wondering how to pay for drug rehab, rest assured that there are many different options. As an example of how individuals pay for their addiction treatment, the following list was derived from 2017 data from the National Survey of Substance Abuse Treatment Services.

Paying for Rehab with Health Insurance

Health insurance is one of the most common ways to cover the costs of drug or alcohol rehab. When you verify your insurance with a rehab facility, they will let you know your insurance status and whether their facility is in-network or not. However, even when using insurance, you may have some out-of-pocket costs associated with treatment, such as:

Financing and Private Funding

If you are unable to use health insurance for addiction rehab or have additional costs that need to be covered, you can opt to finance part or all of these costs by securing a loan. You may be able to obtain a private loan from family or friends or go a more traditional route. Additionally, some people find success using platforms such as GoFundMe.

Local and State-funded Rehab Programs

Substance abuse rehab centers receive some funding from state and local grants, which originate at the federal level. 13 Consequently, state funds help rehabs offer treatment at a reduced cost or even free to people struggling with addiction.

Paying for Rehab Without Insurance

You have options to help you pay for substance abuse rehab. Several states offer programs and grants to assist people without insurance. According to the National Survey of Substance Abuse Treatment Services, 5

Additional Resources on Drug and Alcohol Rehab

Whether you’re looking for a specific type of rehab treatment, substance related information, or additional guides, here are a few recommended resources.

How to help with addiction?

State and Local Government Programs 1 Check with a social worker – Different states, cities, and counties might have various government programs to help with addiction treatment. This will vary widely region to region. One of the best ways to find out more information is to work with a social worker who you can often connect with via a reputable detox center. 2 SAMHSA Grants – Federal funding through the state in block grants are also provided through SAMHSA. The Substance Abuse Prevention and Treatment Block Grant, or SABG, offers alcohol and drug prevention and treatment programs for targeted populations and service areas.

Does insurance cover addiction treatment?

Health Insurance – Many insurance policies cover some if not all of the cost for addiction treatment. This can include detox, residential or outpatient rehab, and complementary medical necessities such as ER visits and therapy. However, it’s important to fully understand your insurance policy before you agree to a certain treatment and get surprised with a bill in the end.

What is outpatient treatment?

Outpatient treatment for addiction simply means that an individual travels to a rehab facility or clinic on a regular basis for care and then returns home afterward. Clients don’t stay overnight or live at a residential facility.

How many rehab centers accept insurance?

Close to 10,000 rehab centers across the country offer outpatient addiction treatment, and a great deal of these treatment centers, including American Addiction Centers, accept payments from insurance companies. However, not not all insurance policies are the same and may vary in their coverage and benefits.

What is the number to call for American addition centers?

American Addition Centers maintains a strong partnership with a large group of insurance companies at our outpatient addiction treatment programs. Call (866) 251-7453 to check exactly how much of outpatient treatment your insurance plan will cover.

How many people needed help for drug abuse in 2013?

In 2013, the Substance Abuse and Mental Health Services Administration reported 22.7 million people needed help for drug or alcohol abuse, and just 2.5 million of those people got that help. 1 Many failed to seek help or were left without access to it due to a lack of insurance coverage.

Is outpatient treatment recommended for long term addiction?

As a result, outpatient treatment is not recommended for those with severe or long-term addictions.

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Paying For Treatment with Insurance

Private Funding and Financing

  • Because the cost of rehab can be quite high depending on the facility and length of stay, it may be necessary to secure private financing for treatment if the individual is uninsured and cannot qualify for federal or state assistance. Some addiction treatment centers may offer scholarships, so it’s a good idea to talk to the admissions office as soon as you decide on a rehab. If not, the tr…
See more on addictioncenter.com

State and Local Government Programs

  • Federally funded, state-run drug and alcohol addiction treatment programs can provide public assistance. Depending on the state, these programs may be a separate agency or they may be included under a larger health or behavioral health department. They can offer both outpatient and inpatient care, as well as aftercare support services. These public programs will have specific re…
See more on addictioncenter.com

Selling Items of Value

  • Due to the importance of getting treatment for a serious substance addiction, it may be necessary to liquidate some non-essential items of value in order to finance the cost of rehab. Items such as sports equipment, digital equipment (cameras, laptops, etc.), collections of art, music equipment, used car or boats, sports memorabilia and jewelry can be sold quickly and easily. All of these ite…
See more on addictioncenter.com

Non-Profit Treatment Centers

  • There are non-profit addiction treatment programs available at little or no cost. The Salvation Army has a program that requires no payment, but the patient must be willing to work a 40-hour week to pay for their room and board. They work in the warehouses sorting donated items, or help with administrative duties in exchange for a six-month treatme...
See more on addictioncenter.com

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