Treatment FAQ

how to receive dental treatment with no insurance

by Mr. Vinnie Blanda Published 3 years ago Updated 2 years ago
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  • Community Clinics. Most states have a few clinics that specifically offer care for free or for much lower costs than a private dental practice.
  • Local Dental Schools. If you leave near a dental school, you probably have access to affordable cleanings and treatments. ...
  • Uninsured Treatment Options. Some dentists offer financing programs and discounts to help uninsured patients pay for the treatment they need.
  • Medical Studies. Federal organizations like the National Institute of Dental and Craniofacial Research sometimes conduct studies to research specific dental and oral conditions.

Public Dental Clinics
Most clinics offer exams, cleanings, X-rays, root canals, fillings, crowns, and surgical tooth extractions. Some may have emergency dentists on call. Some clinics charge sliding fees based on how much you can afford. Others have low fixed prices, such as $15 for a full set of X-rays for kids.
Jul 16, 2020

Full Answer

How much does a dentist cost without insurance?

What Are The Factors That Determine The Cost of Getting A Dental Crown?

  • Location. Getting a dental crown procedure from a practice in a prime location will cost you more than if you get it from a dentist from a distant location.
  • Diagnostics And Anesthetics. ...
  • Material. ...
  • Complexity. ...
  • New Crown Or Replacement. ...
  • Type and Experience Of Dentist. ...
  • Aftercare. ...

How to deal with a dental emergency without insurance?

Here's What To Know

  • Defining a dental emergency. It's easy to tell the difference between a slightly sprained ankle and a severely broken bone: One needs some ice and support, while the other needs ...
  • Types of dental problems. ...
  • Costs of dental emergencies. ...
  • Affordable and practical payment option tips. ...
  • Injury and accident prevention. ...
  • Explore dental insurance options. ...

How to afford dental services without insurance?

Things to Keep in Mind

  • Be Wary of Questionable Websites. There are lots of websites out that there will promise you information about free or affordable dental services near you.
  • Read the Fine Print. If you find a dentist that offers discount treatments, or are considering using an online coupon to help pay for your care, be sure to read ...
  • Consider a Dental Savings Plan. ...

How to see a dentist without insurance?

So keep reading to learn about:

  • Nonprofits
  • Federally-funded programs
  • Free clinics
  • Local resources
  • Emergency care

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What if I can't afford to go to the dentist?

The most reliable option would be to enroll in an affordable dental insurance plan so that you can get immediate access to benefits and discounts, without having to wait. Most dental insurance plans will cover your preventive cleanings and exams at 100%, allowing you to see a dentist twice a year without paying extra.

What to do if you need a root canal and can't afford it?

Options When You Cannot Afford Root Canal Treatment Ask about payment plans – Many dentists offer payment plans for treatment. For example, you can pay for treatment over several months. Ask about financing – CareCredit® is a health care credit card that offers low- or no-interest financing for qualifying applicants.

Can I wait 6 months to get a root canal?

It takes time for an infection to become evident – Some dental schools teach dentist to wait six months after root canal treatment before crowning a tooth. But a dentist doesn't always wait that long because each patient's case is different. Waiting to place the crown allows time for problems to surface.

How long can a tooth infection go untreated?

If left untreated, it may take a few more weeks or months for the infection to spread to other tissues and cause complications. However, once this has happened, death can occur quickly. Factors like older age, having diabetes, or being immunocompromised can increase your risk of complications from a dental abscess.

How to reduce risk of dental problems?

Finally, reduce your risk of needing complicated dental treatments by committing to at-home dental health. Brush your teeth for at least two minutes twice a day. Floss regularly (or at least use floss sticks). Avoid smoking, soft drinks and other dental hazards.

What is dental savings plan?

Also called a dental discount plan, this is a low-cost alternative to dental insurance which covers a wide variety of dental procedures. Joining a dental savings plan gives you unlimited access to instant discounts at over 100,000 dental providers located across the country.

Why do people leave the US for dental?

Some people leave the U.S. in order to have dental procedures performed in other countries. The savings on the dental visit is actually so significant than the patient saves even when accounting for travel expenses. Mexico is an especially popular destination for dental tourism.

Why is dental insurance not insurance?

Why Dental Insurance Isn’t Really “Insurance”. Dental insurance is really just insuring your preventative care and small repairs— the cap on what the insurance company will pay almost always precludes the cost of much-needed work. Americans are four times less likely to have dental insurance than medical insurance.

How to avoid dental work?

The best way to avoid expensive dental work is prevention, prevention, and prevention. Dental care is often the most difficult healthcare to afford and access. ( 8) That’s why if you’re seeing your dentist every 6 months for regular appointments, you’ll be saving thousands in the future.

Why is tooth decay considered a silent epidemic?

Doctors and researchers have referred to childhood tooth decay as the silent epidemic due to its rampancy in low-income families concerned about dental costs. The good news is that the last 10 years have dramatically increased children’s access to dental care for both preventative care and procedures. (3)

How many Americans have untreated tooth decay?

You may actually be surprised to learn that 27% of American adults have untreated tooth decay. ( 1) In fact, a recent statistic published by the Center for Disease Control showed that 36%–over a third–of all Americans haven’t visited a dentist in the last year.

Can you use a margarita fund to go to the dentist?

Even if you do need to use your margarita fund, you can visit the dentist more frequently with the assurance that you’ll have what you need to cover costs. For those with no dental insurance, this fund can take a bite out of unexpected expenses.

How to get dental care without insurance?

There are a few ways that you can find affordable dental care without insurance, or pay for dental work with little or no money. Here are a few options that you can consider. 1. Find a Free or Low-Cost Dental Provider. There are some dental practices that provide services to low-income and uninsured individuals, ...

How many people don't have dental insurance?

If you don’t have dental insurance, you’re not alone. Over 100 million US citizens don’t have dental coverage. With the median household salary in the United States at $68,703 per year in 2019, that leaves little room to pay for dental work out of pocket.

Why do you need a carefree dental card?

Just because money’s tight doesn’t mean that you should abandon your dental care. Skipping regular checkups and necessary procedures will lead to much more pain and hardship down the road. The Carefree Dental Card can give you significant savings from your dental bills.

What is the National Institute of Dental and Cranial Research?

The National Institute of Dental and Cranial Research maintains a database of active clinical trials. 6. Use Government Resources. There are government organizations that provide assistance with medical expenses for low-income and uninsured people.

Do dentists give discounts?

Many dentists will offer a discount for people who pay upfront for their services. By saving up enough for the dental service you need, you can end up paying less overall.

Can you afford a dental clinic with a sliding scale?

If you can’t afford a dentist with a sliding scale, ...

Can you pay less for dental insurance?

You can pay less for dental care as soon as you activate your membership. Another advantage of dental discount plans is that you aren’t limited by a minimum or a cap. This means that if you need serious dental work and several expensive procedures, you save a lot more money.

Who can get free dental work?

People with permanent disabilities, or those who are 65 years of age or older, may qualify for free dental work through the DDS program. Medically compromised and low-income individuals or families may also qualify for free treatment.

What to do if you have a dental problem?

If the problem is caused by a dental condition, you will need to visit an emergency dental clinic. ER doctors can prescribe you antibiotics and pain medications until you are able to book an appointment with your dentist for treatment.

What is the most urgent emergency dental treatment?

Teeth are always second to any life-threatening situation. A knocked-out tooth is the most urgent of these situations.

What is an emergency dentist?

An emergency dentist is any dentist who provides urgent dental treatment for patients in need. Often, a dentist advertising emergency services will offer extended business hours or weekend hours. This may include an on-call service to reach the dentist at any time of day or night.

What is the danger of dental infections?

The unique danger of dental infections is their proximity to the airway and the brain. It is possible for lower tooth infections to spread into the soft tissues of the floor of the mouth, leading to airway blockage. Upper tooth infections carry the potential for spreading, via a specific passage, backward into the brain.

What is dental hygiene school?

Dental hygiene schools (American Dental Hygienists’ Association) also offer low-cost, supervised dental care. The general public can visit these on-campus clinics to receive restorative dental work (such as fillings, crowns, and bridges) for half the cost or less of in-office treatment.

What is a dental emergency?

A true dental emergency involves either a worsening infection or trauma. These are dental issues that require immediate treatment. When you know how to recognize a dental emergency, your quick response will enable you to find help fast in order to see the best possible outcome.

Why don't people get dental care?

Cost is the No. 1 reason why Americans don’t get regular dental care. No wonder. Dentists can charge $200 or more for a routine cleaning and exam. Filling cavities can cost several hundred dollars, while total fees for dentures and braces can run into the thousands. That's a lot more than most people can bite off.

How to avoid scams at dentist?

Avoid scams by asking to be mailed information before you make a payment , and say no to high-pressure salespeople. You also can check with the Better Business Bureau or your state’s insurance regulator to see if a company has had complaints made against it. Other Ways to Save Money at the Dentist. Space it out.

What is a public dental clinic?

These are taxpayer-funded clinics run by local or state health departments or by community health centers that get grants from the federal government. Many charge low, fixed prices or sliding fees based on how much you can afford.

How to tell if you have a tooth infection?

Know the signs when something minor turns serious. Call your dentist if you notice: 1 Pain. Eating and chewing should not hurt. 2 Your teeth are always sensitive, especially to hot, cold, or sweet foods and drinks. 3 Swelling. Even if it doesn’t hurt, swelling inside your mouth could be just irritation but could also signal an infection. 4 Bleeding. Your gums shouldn’t bleed every time you brush. 5 Bad breath that won’t go away also can mean infection.

Why do people get braces?

Sometimes, a poor bite can keep your or your child’s teeth and jaw from working without pain. Braces can correct that. Other times, you may want to get braces simply to look and feel better.

How many states does Dental Lifeline operate in?

Some state or national charities use donated labor and materials to give free care. Dental Lifeline operates in all 50 states and accepts people 65 and over, or who have permanent disabilities or serious medical conditions.

Does Medicaid cover dental insurance?

You may be eligible even if you’re not a parent. In most states, Medicaid charges no monthly premiums. It covers dental care in full for children up to age 19. For adults, about one-third of states offer limited dental benefits, and another third cover extensive dental treatments. Dental Savings Plans.

No Waiting Period

Buying emergency dental insurance with no waiting period is unlikely to solve your immediate money problem. No insurance company is willing to exchange a few small premium payments for an enormous claim.

Medical Insurance

Health insurance covers medically necessary dental work. Several emergency procedures fall into this category: care arising from non-biting accidents, certain diseases, and treatments considered integral to other services included in the plan.

Medicaid

Medicaid covers emergency dental work for adults in all fifty states. Low-income families often have little money to pay out-of-pocket for oral care. The bonus coverage can make an enormous impact.

Emergency Funding

Financing for patients with bad credit is the primary way to pay for emergency dental work when you have no insurance or cash on hand and can’t afford the dentist. A toothache can be excruciating and requires treatment right away. Therefore, you need a fast solution.

Emergency Tooth Extraction

Paying for emergency tooth extraction without dental insurance is sometimes possible for patients with no money. However, the reason the dentist needs to pull a tooth can make a huge difference in affordability.

Emergency Tooth Abscess

Funding emergency treatment of a tooth abscess without dental insurance is also possible for patients with no cash in the bank. An abscess is a pocket of pus caused by a bacterial infection and requires immediate treatment.

Free Emergency Dentists

Looking for free emergency dentists is a flawed strategy that is likely to prolong your pain and allow the condition to worsen. Most providers that do pro bono work schedule patients at times convenient to them – rather than turn their world upside down for no compensation.

What to do if you don't have insurance for dental?

If you have a dental emergency and you don't have insurance, try to find an emergency dentist near you by calling the United Way or your local health center as mentioned above.

How many people in the US have no dental insurance?

But the unfortunate truth is that around 1/3 of adults in the US have no form of dental benefits coverage. And many of those who do have some dental benefits are grossly underinsured, meaning they still can't afford the care they need.

Can you get dental insurance if you can't afford it?

Finally, you may not have dental insurance because you think you can't afford it. But dental insurance is much more affordable than regular health insurance, so chances are that you could find a plan that fits your budget.

Is Navigators free?

Navigators' services are absolutely free. They are extremely knowledgable about the healthcare system, and if it turns out you aren't eligible for Medicaid, they might be able to connect you with other help to fund your dental emergency with no money.

Can you get dental cleanings without insurance?

If you don't have dental insurance, even dental cleanings without insurance can be too expensive. Not to mention fixing a tooth abscess without insurance. It can be difficult to find the care you need, but the good news is, chances are that with some searching, you'll be able to find treatment that you can afford.

Where is America's Dentists Care Foundation located?

America's Dentists Care Foundation. This national nonprofit has its headquarters in Kansas but partners with other nonprofits all over the country. They also support charitable clinics that offer free services and sliding scale fees across the country, and they offer comprehensive care clinics for veterans.

What is Give Back a Smile?

Give Back a Smile provides free dental work for survivors of domestic abuse. This program is run by the American Academy of Cosmetic Dentistry Charitable Foundation and helps both women and men who have suffered oral injuries from a partner, spouse, or family member. They also provide dental care and reconstruction for men and women who have dental injuries from sexual assault. You can check out their website here to find more about this program.

What is GKAs in dentistry?

There are GKAS events annually throughout the year where thousands of dentists and volunteers provide free oral health education, screening, and treatment to children from underserved communities. To find care for your child through GKAS you can visit their website.

What is a DDS?

Donated Dental Services (DDS) provides free dental care to people with disabilities, people who are considered to be medically fragile, and older adults. DDS operates in each state, and you can find your state's program by visiting their site here.

Do dental students need real life experience?

The answer is simple: dental students need real-world experience treating real patients before they can become licensed dentists. If treatment from dental students gives you pause, it really shouldn't. These are students who are nearing the end of their studies and will soon be treating patients of their own.

Is it safe to go to dental school?

Dental schools are a safe place to find affordable and quality dental care for free or reduced prices. It doesn't matter whether you're uninsured or underinsured. Anyone can go to a dental school for routine dental services.

Is a dental loan free?

Dental loan. Dental loans aren't free, but they can help you pay for the care you need upfront. You then repay the loan over time in installments, usually with interest. If you're interested in a dental loan, you can user SuperMoney's loan search engine to find one that works for you.

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