Treatment FAQ

does a veteran who is not disabled and goes to the va for treatment, do you need to pay a copay

by Blaise Kris I Published 2 years ago Updated 2 years ago

Veterans in Priority Group 1 have no copay for any VA medical service. Those in Priority Groups 2 - 8 get treatment for any service-connected conditions for free. All other medical treatment probably has a copay, this is usually based on your income.

Full Answer

What are the options for veterans unable to pay assessed copay charges?

Four possible options for Veterans unable to pay assessed copay charges Hardship Determination A hardship determination provides an exe ... Waiver Veterans can request a waiver of part or ... Offer in Compromise Veterans can apply for a compromise and ... Repayment Plans Veterans can establish a monthly repayme ...

Do disabled veterans have to pay for inpatient medical care?

NOTE: Veterans who have a service-connected disability rating of 10% or higher are not required to pay a copayment for inpatient medical care. Veterans with gross household incomes below the geographically-adjusted VA income limits for their resident location and who agree to pay copayments.

What happens if a veteran can’t pay their VA copayments?

Veterans who have copayments associated with VA health care are responsible to pay those obligations in a timely manner. If Veterans are unable to pay their VA copayments, VA can help with alternate payment arrangements including repayment plans, waivers or a compromise.

Are medications covered by the VA inpatient care copay?

Note: The cost for any medications you receive while staying in a VA or other approved hospital or health facility are covered by your inpatient care copay. The amount you’ll pay for these medications will depend on the “tier” of the medication and the amount of medication you’re getting, which we determine by days of supply.

Does the VA charge copays?

Some veterans are required to make copayments (copays) for VA health care and medications. Usually these copays are determined by the Priority Group you are in. Explanation of VA Priority Groups. Veterans in Priority Group 1 have no copay for any VA medical service.

Will the VA pay for outside treatment?

VA can pay for emergency medical care outside the United States if the emergency is related to your service-connected condition.

Can VA fill prescriptions from non VA doctors?

VA cannot fill prescriptions that are written by private physicians. Will the VA pay for a prescription filled at a non-VA pharmacy? No. VA is not responsible for payment of outside physician's fees or medication.

Who is eligible for treatment at the VA?

If you served in the active military, naval or air service and are separated under any condition other than dishonorable, you may qualify for VA health care benefits.

Do veterans get free healthcare for life?

You can get free VA health care for any illness or injury that we determine is related to your military service (called “service connected”). We also provide certain other services for free.

Will the VA pay my ambulance bill?

VA can pay for emergency transportation provided by a community provider for a Veteran's service-connected condition and nonservice-connected condition, but there are specific requirements that must be met before VA can reimburse these costs*.

How much do VA prescriptions cost?

The tiered structure established copayments for 30-day prescriptions at $5 for Tier 1 (top 75 generics), $8 for Tier 2 (all other generics) and $11 for Tier 3 (sole source/brand name). Veterans in Priority Groups 2 through 8 are limited to a $700 annual copayment cap.

Will the VA pay for medication?

Typically, VA drug coverage has no premiums and no or limited copayments for prescriptions—but you must use VA pharmacies and facilities. You may want Part D coverage if you: Live far from a VA pharmacy or facility, or do not want to use a VA provider to get prescriptions.

Will the VA reimburse me for prescriptions?

Emergent and urgent prescriptions filled at non-CCN retail pharmacy locations must be paid for when the prescription is filled. You may submit a request for reimbursement of that cost to your local VA medical facility Community Care office. Use the VA Facility Locator to find the closest VA medical facility.

Why would a veteran not be eligible for VA benefits?

If you're a current or former member of the Reserves or National Guard, you must have been called to active duty by a federal order and completed the full period for which you were called or ordered to active duty. If you had or have active-duty status for training purposes only, you don't qualify for VA health care.

What are the income limits for VA health care 2020?

In 2020, the VA National Income Thresholds were as follows: $34,171 or less if you have no dependents. $41,005 or less if you have one dependent. $43,356 or less if you have two dependents.

Can the VA refuse to treat a veteran?

You can agree to or refuse any treatment. You will be told what is likely to happen to you if you refuse a treatment. Refusing a treatment will not affect your rights to future care but you take responsibility for the impact this decision may have on your health.

What is VA copay?

You may need to pay a fixed amount for some types of care, tests, and medications you receive from a VA health care provider or an approved community health care provider to treat conditions not related to your service. This is called a copay (short for "copayment").

What happens if you don't qualify for enhanced eligibility?

If you don't qualify for enhanced eligibility status, but you agree to pay copays for your care, you don't have to provide your financial information. But if you don't, we may decline your enrollment. We also won't be able to consider your eligibility for free medications or beneficiary travel pay. If you served in combat after ...

Can you still provide income to help us determine if you’re eligible for a higher priority group?

You can still provide your income to help us determine if you’re eligible for a higher priority group, beneficiary travel pay, or free care for conditions not related to your service.

Do you need to update your income for VA health care?

If you completed a financial assessment to find out if you were eligible for cost-free medications or for beneficiary travel pay (but not for free VA health care), you’ll need to provide updated income information each year.

Do you have to provide income information to qualify for free care related to your exposure?

If you were exposed to Agent Orange in or near Vietnam, ionizing radiation in certain service locations or jobs, or environmental contaminants in the Persian Gulf, you don't have to provide your income information to qualify for free care related to your exposure.

Do you have to report changes in your VA income?

Note: Even when not required, we encourage you to report changes in your income. It's also important to let us know about changes to your personal information (like your address, phone number, dependents, or other health insurance). You can do this any time by using our Health Benefits Update Form (VA Form 10-10EZR).

Do you have to pay a VA copay?

You may need to pay a fixed amount for some types of care, tests, and medications you receive from a VA health care provider or an approved community health care provider to treat conditions not related to your service. This is called a copay (short for "copayment"). Whether or not you'll need to pay copays—and how much you'll pay—depends on your ...

What is the VA emergency care number?

Community Care Call Center: 877-881-7618, Monday-Friday from 8 a.m. to 8 p.m. Eastern time. Emergency Care in Foreign Countries. VA can pay for emergency medical care outside the United States if the emergency is related to your service-connected condition.

How long does it take for a VA to report an emergency?

Notifying VA of an emergency event allows covered Veterans to have their emergency treatment authorized by VA. Failure to report emergency care to VA within 72 hours of the start of the emergency treatment may impact your eligibility for VA to cover the cost of treatment.

What is a service connected condition?

Service-Connected Condition: A condition that has been adjudicated and granted a disability rating by the Veterans Benefits Administration (VBA).

Is emergency treatment covered by the VA?

The claim is timely filed. NOTE: Emergency treatment is only covered until you can be safely transferred to a VA or other federal facility.

Is the VA feasibly available?

VA Feasibly Available: VA’s capability to provide the necessary emergency services at the time a Veteran is in need of such services. Travel time to the nearest VA medical facility capable of servicing those emergency care needs, the severity of symptoms, and the mode of arrival are all evaluated in assessing whether VA services were feasibly available.

Do you have to be enrolled in the VA health care system?

Each authority requires the following: You must be enrolled in the VA health care system or have a qualifying exemption from enrollment. A VA health care facility or other federal facility with the capability to provide the necessary emergency services must not be feasibly available* to provide the emergency treatment.

Does the VA cover emergency treatment?

VA and VA’s third-party administrators make every effort to adjudicate claims quickly and accurately. If you are charged for emergency treatment received in the community and believe the charges should be covered by VA, VA’s Community Care Call Center is available to help. VA staff will explain your eligibility and determine whether the bill you received is appropriate. VA will also help resolve billing issues with the community provider.

What are the levels of VA copayment?

Copayments for health care for older Veterans are based on three levels of care—inpatient, outpatient, and domiciliary (see below). Copayment rates will vary from Veteran to Veteran depending upon financial information submitted on VA Form 10-10EC, Application for Extended Care Services.

How to explore VA benefits?

You can explore your eligibility for VA health care benefits using the online Health Benefits Explorer or by contacting the VA Call Center.

How often do you have to pay for medication copayments?

Medication copayments are required for each prescription, including each 30-day (or less) supply of maintenance medications prescribed on an outpatient basis for nonservice-connected conditions. This copayment may change annually.

What is inpatient care?

Inpatient care occurs when a patient’s condition requires admission to a hospital. There are two inpatient copayment rates: the full rate and the reduced rate. Veterans living in high cost areas may qualify for a reduced inpatient copayment rate. Copayment rates for an inpatient hospital stay are listed in the table below.

Do veterans get a copayment for urgent care?

Veterans may be charged a copayment for urgent care that is different from other VA medical copayments.

Does the VA charge for over the counter medications?

Medication copayments are also charged for all over-the-counter (OTC) medications (like aspirin , cough syrup, and vitamins) that are dispensed from a VA pharmacy. You may want to consider purchasing over-the-counter medications on your own.

Do veterans have to pay copays for inpatient care?

NOTE: Veterans who have a service-connected disability rating of 10% or higher are not required to pay a copayment for inpatient medical care.

Do you have to check with the VA before calling for an ambulance?

Veterans do not need to check with VA before calling for an ambulance or going to an ED. During a medical emergency, VA encourages all Veterans to seek immediate medical attention without delay. A claim for emergency care will never be denied based solely on VA not receiving notification prior to seeking care.

Does the VA pay for emergency medical care?

In general, VA can pay for emergency medical care at a local ER for a Veteran’s service-connected condition, or if the care is related to a Veteran’s service-connected condition. VA can also pay for emergency medical care for a Veteran’s non-service connected condition.

Do veterans have to seek medical care?

Eligibility requirements notwithstanding, Veterans should always seek care at the nearest medical facility during a medical emergency, ...

What does VA do for veterans?

VA offers a wide range of services to support Veterans, including financial assistance options. Veterans who have copayments associated with VA health care are responsible to pay those obligations in a timely manner. If Veterans are unable to pay their VA copayments, VA can help with alternate payment arrangements including repayment plans, waivers or a compromise. Once a debt becomes 120 days old, it is referred to the Department of Treasury for collection and VA can no longer accept payments or provide financial assistance.

How to request a waiver from the VA?

Veterans can request a waiver of part or all of their debt. If a waiver is granted, the Veteran will not be required to pay the amount waived. Veterans may submit a completed VA Form 5655 (Financial Status Report), along with an explanation of why the debt would cause a financial hardship. Veterans also may submit in writing a request for a waiver hearing. VA will notify the Veteran of the date, time and place where the hearing will be held. For more information on waivers, call VA customer service at 1-866-400-1238, Monday through Friday from 8 a.m. to 8 p.m. ET.

How to apply for a compromise VA?

Veterans can apply for a compromise and propose a lesser amount as full settlement of their debt by submitting a request in writing specifying the dollar amount they can pay along with a completed VA Form 5655 (Financial Status Report). For more information on compromises, call VA customer service at 1-866-400-1238, Monday through Friday from 8 a.m. to 8 p.m. ET.

What does the VA want?

VA wants all Veterans to receive health care that improves their health and well-being.

Why is it important for the VA to disclose health insurance information?

Identification of insurance information is essential to VA because collections received from private health insurance companies help supplement the funding available to provide services to more Veterans. Enrolled Veterans can provide or update their insurance information by:

What is a physical exam for veterans?

This is a physical exam to establish service-related illnesses or injuries as part of a determination of a Veteran’s entitlement to compensation and pension benefits.

Does the VA offer financial assistance?

VA offers a wide range of services to support Veterans, including financial assistance options. Veterans who have copayments associated with VA health care are responsible to pay those obligations in a timely manner. If Veterans are unable to pay their VA copayments, VA can help with alternate payment arrangements including repayment plans, waivers or a compromise. Once a debt becomes 120 days old, it is referred to the Department of Treasury for collection and VA can no longer accept payments or provide financial assistance.

What is VA reimbursement?

When the cause of death is not service related, reimbursements are categorized as a burial and funeral expense allowance or a plot or interment allowance.

How much is the VA paying for burial expenses?

Payment up to $2,000 toward burial expenses for service-related deaths on or after September 11, 2001, is allocated by the VA. A payment of $1,500 is provided for deaths before September 11, 2001. All or part of the cost of transportation of the deceased may be reimbursed by the VA if the veteran is buried in a VA national cemetery.

Why do veterans wear flags?

It is furnished to commemorate the memory of a veteran’s military service.

What does the military pay for when a person dies?

The military pays for family members to join the remains from the place of death to the funeral home. Active duty for training (ADT) ...

Does the government pay for veterans graves?

The government is obligated to pay for opening and closing of the grave, perpetual care, a headstone or marker, and a burial flag if an eligible veteran and their dependents are buried or inurned in a national cemetery, Arlington, or National Park cemetery. Those buried in a state veterans’ cemetery are provided burial services administered by ...

Who pays for burial of military retirees?

The military pays for transport of the remains of military retirees and their family members who die during a time admitted to a military hospital if the burial location is no farther than the deceased’s prior address.

Who administers the burial services in a state veterans cemetery?

Those buried in a state veterans’ cemetery are provided burial services administered by the individual state rather than the VA. The applicable services differ significantly from state to state, cemetery to cemetery.

Why do veterans have to spend their life savings on nursing homes?

Hundreds of veterans are forced to spend their life savings on nursing home care, simply because they do not know that the Veterans Administration (VA) could be footing the bill for them.

How much can a veteran earn in 2015?

This amount varies each year; in 2015, the allowable income for a veteran was $21,466, while the maximum income for a surviving spouse was $13,794.

Do veterans get paid for their lawyer?

At Cuddigan Law, we know that many veterans cannot afford to hire a lawyer to fight for their benefits. That is why our attorneys do not charge any upfront fees when we take your case, and we do not get paid unless we get your benefits approved. We also thoroughly review your case to see if you qualify for additional benefits, helping you to get monthly payments you never knew existed.

Is Aid and Attendance a VA benefit?

Aid and Attendance is a pension benefit, and is entirely separate from VA compensation payments . You may be able to receive Aid and Attendance if you are: Not-disabled. Veterans do not need to have service-related disabilities to qualify for pension benefits.

Can a veteran's spouse get aid and attendance?

A veteran’s spouse. Surviving spouses of veterans can get Aid and Attendance is they live in a nursing home, but also if they require help for daily activities, including bathing, getting dressed, feeding themselves, or going to the bathroom. Under the income limit.

Why is Medicare important for VA?

Therefore, Medicare coverage may be particularly important if, say, you don’t live near a VA facility or your local facility has long wait times.

What happens if you wait to enroll in Medicare Part B?

If you wait to enroll in Part B when you are first eligible, you will likely experience gaps in coverage and incur a penalty for each 12-month period you were without Medicare Part B coverage. Learn more about Medicare Part B.

What is Medicare Advantage?

Medicare Part C (Medicare Advantage) and VA Benefits. If you need additional services or coverage not offered to you through your VA benefits, you may consider a Medicare Advantage plan. Most Medicare Advantage plans offer additional coverage, like vision, hearing, dental, prescription drug coverage, and/or health and wellness programs. ...

How to contact Medicare.org?

For further information about finding a Medicare plan that works with your VA health benefits and individual needs, call (888) 815-3313 – TTY 711 to talk with an experienced Medicare.org licensed sales agent.

Do you have to pay a penalty for Medicare?

The VA encourages you to consider enrolling in Medicare as soon as you’re eligible because Medicare and VA benefits don’t work together – and you may have to pay a penalty if you end up enrolling in Medicare later.

Do veterans need Medicare?

Department of Veterans Affairs (VA) who is eligible, or nearing eligibility for Medicare coverage? If you already have medical coverage through the VA health program, you may be wondering if you also need to enroll in Medicare. The answer is that you could probably benefit from having both VA ...

Does VA cover prescription drugs?

With VA health benefits, you typically get premium-free drug coverage. However, if the VA-approved pharmacy locations or the Consolidated Mail Outpatient Pharmacy Program (CMOP), doesn’ t work for you, then you may consider a Part D or a Part C plan with prescription drug coverage.

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